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Business Strategy Insights

36 articles on Business Strategy from the Creuto engineering and product team: practical guides, trends, and lessons from building real software.

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Form 130 replaces Form 16: what payroll software must change in 2026
Business Strategy
Form 130 replaces Form 16: what payroll software must change in 2026

Under the Income-tax Act 2025, Form 16 is now Form 130, 24Q is Form 138 and salary TDS is Section 392. The forms barely changed; the codes did, and old ones fail validation.

Akash Mohapatra

Sep 19, 2026

Magento 2.4.6 end of support: upgrade or replatform before PHP 8.2 ends
Business Strategy
Magento 2.4.6 end of support: upgrade or replatform before PHP 8.2 ends

Adobe Commerce 2.4.6 left standard support on 11 August, and Adobe warns that 2.4.6 on PHP 8.2 puts PCI compliance at risk from the end of 2026. The dates, and how to choose between upgrading and replatforming.

Akash Mohapatra

Sep 19, 2026

UAE child digital safety law: why 'enter your birthday' no longer counts
Business Strategy
UAE child digital safety law: why 'enter your birthday' no longer counts

The UAE's child digital safety law applies to apps, games and e-commerce platforms targeting UAE users, wherever they are built. Its rules rule out self-declared age checks, and the grace period ends in 2027.

Akash Mohapatra

Sep 19, 2026

EPF wage ceiling 25000: what payroll must change from 17 September
Business Strategy
EPF wage ceiling 25000: what payroll must change from 17 September

The Cabinet has raised the mandatory EPF wage ceiling to ₹25,000 from 17 September, the first change since 2014. The rule is simple; finding every place your payroll assumed ₹15,000 is the work.

Akash Mohapatra

Sep 18, 2026

UAE WPS rules 2026: salaries due on the 1st, no new-hire grace
Business Strategy
UAE WPS rules 2026: salaries due on the 1st, no new-hire grace

Since 1 June, UAE private-sector wages are due on the 1st, new hires are covered from day one, and MOHRE escalates automatically — new work permits can be suspended from day five.

Nihar Ranjan Rout

Sep 18, 2026

AgriStack API: how agritech apps get farmer data by consent
Business Strategy
AgriStack API: how agritech apps get farmer data by consent

AgriStack's Unified Farmer Service Interface lets authorised agritech companies verify farmer, land and crop data against state registries, with the farmer's consent. What that changes for product design.

Akash Mohapatra

Sep 18, 2026

Agentic Commerce Protocol and UCP are not the same job
Business Strategy
Agentic Commerce Protocol and UCP are not the same job

OpenAI's ACP and Google's UCP are described as rivals doing the same thing. They ask for different artefacts and put the integration in different places — and the expensive part of both is your product data.

Akash Mohapatra

Sep 11, 2026

WordPress governance risk business owners keep ignoring
Business Strategy
WordPress governance risk business owners keep ignoring

Nobody put WordPress on a risk register, because it is free and it works. Then a board separated two roles one person held, and the register would have been useful.

Akash Mohapatra

Sep 10, 2026

India labour codes payroll compliance is per-state now
Business Strategy
India labour codes payroll compliance is per-state now

The law arrived in November. The Central Rules took another 168 days. And neither tells you which rules govern an employee sitting in Kerala rather than Gujarat.

Akash Mohapatra

Sep 10, 2026

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