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Clear, Intelligent Tools for Growing and Managing Wealth.
We build portfolio management systems, robo-advisory platforms, and client portals for wealth managers, asset managers, and investment platforms, giving advisers and investors accurate, real-time views of their portfolios.
Trusted by teams building what's next
Investors now expect to see their whole portfolio in real time, on their phone, with clear performance and costs. Advisers, meanwhile, spend too much of their week reconciling custodian data, preparing reports and documenting suitability. Many wealth firms run on a patchwork of portfolio systems, CRM, spreadsheets and PDFs that makes both experiences slower than clients and regulators now expect.
As a wealth management software development company, we build platforms that consolidate holdings from custodians and platforms, calculate performance and risk accurately, and present them in client portals, mobile apps and adviser workstations. Market and reference data from Refinitiv and other providers, custodian feeds and CRM systems such as Salesforce Financial Services Cloud are connected into one data model.
Regulation shapes the workflow. MiFID II suitability and appropriateness assessments, cost and charges disclosure, periodic reporting and record keeping, FCA Consumer Duty in the UK, AML and KYC onboarding, GDPR and the expectations of regulators such as SEBI, DFSA and FSRA are built into onboarding, advice and reporting flows, with audit trails your compliance team can rely on.
Whether you run a discretionary wealth manager, a family office, an independent advice network or a digital investment platform, we build software that frees advisers from administration, gives clients confidence in their portfolio and lets you serve more investors without adding headcount. Robo-advice and hybrid models can sit alongside human advice on the same platform.
Custodian, platform and market data feeds normalised into one model, with reconciliation and corporate actions handled so every adviser and client sees the same numbers.
Model portfolios, drift monitoring, rebalancing and order generation across accounts and tax wrappers, with pre-trade checks against mandates and restrictions.
Risk profiling, goal planning and automated portfolio allocation based on your investment methodology, with clear hand-offs to human advisers where needed.
Real-time valuations, performance, transactions, documents and secure messaging on mobile and web, designed so clients understand their position at a glance.
Client onboarding, fact-finds, suitability reports, reviews and CRM in one workspace, integrated with Salesforce Financial Services Cloud or your existing CRM.
Periodic statements, cost and charges disclosures, performance and tax reports generated from the same data, ready for clients and regulators.
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Countries with live products
Each one designed with your teams, integrated with the systems you already run, and engineered to scale.
Holdings, performance, and rebalancing across accounts.
Risk profiling and automated, goal-based portfolios.
Real-time portfolio views, documents, and secure messaging.
Performance and statement generation for clients and regulators.
CRM, onboarding, and suitability workflows in one place.
Risk, exposure, and attribution analysis.
Other banking & financial services areas with a dedicated page.
The product categories wealth & investment management organisations most often ask us to build, from focused mobile apps to multi-tenant platforms.
End-to-end systems for discretionary and advisory firms covering clients, portfolios, advice and reporting.
Digital onboarding, risk profiling, automated allocation and rebalancing for direct investors.
Holdings, models, rebalancing, order generation and performance across accounts and mandates.
Client-facing valuations, performance, documents and messaging for wealth and asset managers.
Fact-finds, suitability, reviews and CRM in one tool for financial advisers and planners.
Cash flow modelling, goal planning and retirement projections for advisers and clients.
Multi-asset consolidation including private assets, entities and reporting for families.
Subscriptions, KYC, investor documents and reporting for fund managers.
Direct-to-consumer investing in funds, ETFs and tax wrappers with low minimums.
Grouped by who uses them. Every feature below is one we have shipped to production, not a wishlist.
What clients use to follow their wealth.
For advisers, planners and investment teams.
Control, data and evidence.
The problems we most often help wealth & investment management organisations solve, and design every engagement around.
Holdings spread across custodians, platforms and accounts are hard to consolidate, so advisers and clients see different numbers in different places.
Advisers and operations teams spend hours each quarter assembling client reports, cost disclosures and review packs from several systems.
Advice must be documented and appropriate for each client, with MiFID II and Consumer Duty evidence that is hard to produce from scattered records.
Younger and more digital investors expect real-time apps, self-service and clear fees, and compare wealth firms with consumer investment platforms.
Firms need to serve smaller accounts profitably, which manual onboarding, reviews and rebalancing make difficult.
Real products designed and engineered by Creuto end to end, with the operational depth banking & financial services and wealth & investment management projects demand.
A complete, end-to-end HR and payroll platform covering employee onboarding to exit, attendance, leave, payroll processing, compliance, and reporting — built and delivered by Creuto from scratch.
5×
Faster Payroll Processing
20 wk
Time to Market
5
User Roles
A complete Before-Sales and After-Sales CRM platform — AI-powered market insights, Kanban pipeline management, complaint tracking, and role-based dashboards built and delivered by Creuto end to end.
2
CRM Modules (Before & After)
AI
Market Intelligence Engine
360°
Customer Lifecycle Coverage
A fully custom, browser-based ERP system built to unify every department, eliminate silos, and scale with the business — designed and delivered by Creuto end to end.
4
Departments Unified
1
Source of Truth
100%
Browser-Based Access
The wealth & investment management standards we build against and the controls behind them. Your compliance team keeps ownership; we make the software easy to certify.
The platforms, standards and third-party services a product in this sector usually has to talk to. If yours is not listed, it is almost certainly something we have connected before.
The reasons clients in this sector give when they recommend us, not the ones we would pick ourselves.
Either we build it exceptional, or we don't.
The standard every wealth & investment management product leaves our studio with.
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Products delivered
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Years of engineering
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Client satisfaction
Reconciliation and performance calculations are tested against your current numbers before any client sees them.
Fact-finds, suitability, reviews and cost disclosures are designed around how advisers and compliance actually work.
Custodians, market data, CRM and planning tools are connected, so advisers stop switching between systems.
Clear performance, honest fees and calm design during volatile markets, tested with investors.
Automation and hybrid models let you serve more clients profitably without diluting quality.
What organisations in this sector gain when the software is built around their workflows rather than the other way around.
Automated data, reports and review preparation return hours each week to client conversations.
Structured suitability workflows and records make advice consistent and easy to evidence.
Real-time apps and clear reporting keep clients informed and reduce routine queries.
Digital onboarding and robo or hybrid advice make lower balances economical to serve.
Automated reconciliation and corporate actions processing reduce breaks and manual fixes.
Costs, charges and periodic reports come from one data source rather than manual assembly.
Transparent, sprint-based and built around decisions you can see. You know what ships, when, and why at every step.
Start Your ProjectWe map your client segments, advice and investment process, custodians and data sources, permissions, and the measures that matter, such as adviser capacity and client engagement.
Data model, custodian and market data integrations, performance methodology, record keeping and the MiFID II or local controls in scope are agreed before design.
Client and adviser experiences are prototyped and tested with real investors and advisers, including reviews, withdrawals and difficult market days.
Two-week sprints with investment, operations and compliance leads reviewing working software built against real custodian and data feeds.
Valuations and performance are reconciled against existing systems, reports are checked line by line, and security and load testing complete before launch.
Launch with an adviser team or client cohort, then migrate the book in stages and extend features using engagement and capacity data.
Chosen per project for longevity, hiring depth and fit with your existing systems, never by fashion.
AI IN WEALTH & INVESTMENT MANAGEMENT
We use AI in wealth management to remove preparation and documentation work from advisers and to help clients understand their portfolios, with advisers reviewing outputs and every recommendation recorded.
Explore our AI engineeringThe shifts we design for so a product launched this year is still the right product in three.
Firms combine digital tools for routine needs with human advisers for complex decisions, on one platform.
Meeting notes, review packs and suitability drafts generated by AI, reviewed by advisers, are reducing administrative load.
UK firms must evidence good outcomes and fair value, which demands better data on clients, costs and performance.
Wealth platforms are adding private equity, credit and other alternatives, which brings new data, liquidity and reporting needs.
Younger heirs expect digital-first service, pushing firms to modernise apps and engagement tools.
Custom portfolios, tax-aware rebalancing and values-based screens are becoming practical at scale.
There is no honest single number. Scope, integrations and compliance drive the budget, so we price against a written scope after discovery. The factors below are what move it.
Client apps, adviser workstations and operations consoles each add design, build and testing.
Each custodian, platform and market data provider adds mapping, reconciliation and testing.
Model portfolios, rebalancing, tax lots and performance calculations add specialist engineering.
Cost disclosures, periodic reports and record keeping by market add requirements and testing.
Moving client records, holdings and history from legacy systems needs reconciliation.
Robo-advice and AI-assisted suitability require governance, testing and human review loops.
| Engagement | Typical scope | Timeline |
|---|---|---|
| Validation MVP | Client portal or app with consolidated holdings and performance from one custodian, onboarding and documents. | 10 to 14 weeks |
| Production wealth platform | Client app, adviser workstation, portfolio management, multiple custodians, reporting and CRM integration. | 4 to 7 months |
| Enterprise or multi-entity firm | Robo and hybrid advice, multiple entities and markets, book migration, AI adviser tools and analytics. | 8 to 14 months, phased |
Revenue models we have built billing, reporting and growth loops for. Most products combine two or three.
A percentage of client assets charged for management or advice.
Flat monthly or annual fees for digital or hybrid advice.
Charges for holding assets and providing the investment platform.
Wealthtech platforms licensed to advice firms and wealth managers.
Paid financial planning, tax or estate services alongside investment management.
The engineering disciplines every project in this sector draws on. Each has its own page with process, stack and FAQs.
Founders and product leaders on what it is like to build with Creuto.
“What stood out the most about Creuto was their exceptional UI/UX expertise.”
Creuto's work led to a significant increase in engagement, user interaction, and time spent on pages for the client. The team's project management, timely delivery, and receptiveness to feedback were commendable. Moreover, Creuto's UI/UX expertise and thoughtful designs stood out.
Rounak Mehra
Co-Founder, Indus AI
More client voices
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Straight answers about wealth & investment management software projects. If yours is not here, ask us directly.
Ask our wealth & investment management teamIt depends on the users and channels in scope, the number of custodians and data providers, portfolio and rebalancing logic, regulatory reporting needs, data migration and whether you need robo or AI features. A client portal MVP is a materially smaller investment than a full wealth platform. After discovery we provide a fixed-scope proposal with a clear breakdown.
A validation MVP with a client portal and consolidated holdings typically takes 10 to 14 weeks. A production platform with adviser workstation, portfolio management and reporting usually takes four to seven months. Enterprise or multi-entity platforms with robo advice and book migration are delivered in phases over eight to fourteen months.
Yes. We build suitability and appropriateness workflows, ex-ante and ex-post cost and charges disclosures, periodic reporting and record keeping that support MiFID II and FCA rules, plus the equivalent requirements of SEC, SEBI, DFSA or FSRA depending on your permissions.
Yes. We integrate custodian feeds through SWIFT, files and APIs, execution partners such as Interactive Brokers and Alpaca, and market data from Refinitiv, Bloomberg, Morningstar and FactSet, with reconciliation built in.
App development usually means the investor-facing mobile or web app. Wealth management software development covers the whole platform: data consolidation, portfolio management, adviser tools, reporting, compliance workflows and integrations. We deliver both as one connected product.
Yes. We build risk profiling, goal planning, portfolio construction and rebalancing workflows based on your investment methodology, with human adviser hand-off for hybrid models and full records of every recommendation.
Yes, subject to your data sources. Where custodians provide intraday or real-time data we stream it, and we combine end-of-day holdings with live prices so valuations stay current between custodian updates.
Yes. We model private equity, private credit, property and other alternatives with manual and administrator valuations, capital calls and distributions, alongside listed holdings in the same reporting.
Tell us what you are building. We will help you scope it, design it, and ship it, with a senior team accountable end to end.
