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Secure Infrastructure for Digital Asset Products.
We build cryptocurrency wallets, exchange platforms, and digital asset integrations for regulated fintechs and Web3 businesses, with a focus on custody security, compliance controls, and reliable transaction handling.
Trusted by teams building what's next
Digital asset products demand a higher standard of security than almost any other software, because blockchain transactions are irreversible and attackers are constant and well funded. At the same time, the sector has moved from experimentation to regulation: licensing regimes such as MiCA in the EU and VARA in Dubai mean exchanges, custodians and wallets must now operate like regulated financial institutions.
As a crypto software development company, we build wallets, exchange and brokerage platforms, custody systems and payment products with security and compliance treated as core features. Key management uses MPC, HSMs or multi-signature schemes through providers such as Fireblocks, wallet and transaction screening runs through Chainalysis, and every on-chain movement is reconciled against an internal ledger.
Regulatory obligations shape the architecture. AML, KYC and CFT onboarding, FATF travel rule messaging between virtual asset service providers, sanctions screening, MiCA authorisation requirements, VARA rulebooks in Dubai, FSRA rules in ADGM, FCA cryptoasset registration in the UK and India's FIU-IND reporting for VASPs are mapped during discovery and built into onboarding, transfers and reporting.
Whether you are a regulated fintech adding buy, sell and hold features, a bank exploring tokenised assets or stablecoin payments, an exchange preparing for licensing, or a Web3 business that needs institutional-grade infrastructure, we build digital asset software that protects customer funds, satisfies regulators and handles the realities of blockchains, from confirmations and fees to chain reorganisations and network congestion.
MPC, HSM and multi-signature custody through Fireblocks or self-managed infrastructure, with hot, warm and cold wallet tiers and policy-based approval workflows.
Multi-chain wallets for Bitcoin, Ethereum and EVM networks, with address management, fee estimation, transaction tracking and recovery designed for real users.
Order books, matching engines or liquidity provider routing, trading interfaces and back-office processing with real-time balances and risk limits.
KYC onboarding, Chainalysis wallet and transaction screening, FATF travel rule messaging, case management and regulatory reporting built into every flow.
Merchant acceptance, payouts and treasury in stablecoins and crypto, with conversion to fiat and settlement to bank accounts through licensed partners.
Reliable node and indexer infrastructure, confirmation handling, reorganisation recovery and audited smart contract integration for tokenisation and DeFi access.
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Each one designed with your teams, integrated with the systems you already run, and engineered to scale.
Custodial and non-custodial wallets for multiple chains.
Order books, matching, and trading interfaces.
MPC, HSM, and multi-signature security models.
Accepting and settling digital asset payments.
KYC, wallet screening, and transaction monitoring integrations.
Connecting applications to on-chain protocols securely.
Other banking & financial services areas with a dedicated page.
The product categories crypto & digital assets organisations most often ask us to build, from focused mobile apps to multi-tenant platforms.
Custodial and non-custodial wallets for storing, sending and receiving digital assets across chains.
Centralised exchanges with order books, matching engines, deposits, withdrawals and market data.
Simple buy, sell and hold experiences sourcing liquidity from exchanges and market makers.
Institutional custody with MPC or HSM key management, policies, approvals and reporting.
Merchant checkout, invoicing and settlement in crypto and stablecoins with fiat conversion.
Cross-border payments, payouts and treasury management using regulated stablecoins.
Issuance, investor onboarding and transfer controls for tokenised funds, bonds and real-world assets.
Request-for-quote, settlement and credit management for large digital asset trades.
Transaction monitoring, travel rule, case management and proof-of-reserves reporting.
Grouped by who uses them. Every feature below is one we have shipped to production, not a wishlist.
Buy, hold, send and trade with confidence.
For treasury, compliance and support teams.
Control assets, risk and configuration.
The problems we most often help crypto & digital assets organisations solve, and design every engagement around.
Private keys must be protected with custody models that prevent single points of compromise, insider threats and loss, because stolen assets cannot be recovered.
Products must adapt to MiCA, VARA, the FATF travel rule and national licensing regimes that continue to change in scope and detail.
Transactions need careful handling of confirmations, fee spikes, stuck transactions, chain reorganisations and node outages.
Platforms must screen wallets and transactions for sanctions, fraud and laundering exposure, and act on alerts quickly.
Internal balances must match on-chain holdings across many wallets and chains, every day, with proof for auditors and customers.
Real products designed and engineered by Creuto end to end, with the operational depth banking & financial services and crypto & digital assets projects demand.
A complete, end-to-end HR and payroll platform covering employee onboarding to exit, attendance, leave, payroll processing, compliance, and reporting — built and delivered by Creuto from scratch.
5×
Faster Payroll Processing
20 wk
Time to Market
5
User Roles
A complete Before-Sales and After-Sales CRM platform — AI-powered market insights, Kanban pipeline management, complaint tracking, and role-based dashboards built and delivered by Creuto end to end.
2
CRM Modules (Before & After)
AI
Market Intelligence Engine
360°
Customer Lifecycle Coverage
A fully custom, browser-based ERP system built to unify every department, eliminate silos, and scale with the business — designed and delivered by Creuto end to end.
4
Departments Unified
1
Source of Truth
100%
Browser-Based Access
The crypto & digital assets standards we build against and the controls behind them. Your compliance team keeps ownership; we make the software easy to certify.
The platforms, standards and third-party services a product in this sector usually has to talk to. If yours is not listed, it is almost certainly something we have connected before.
The reasons clients in this sector give when they recommend us, not the ones we would pick ourselves.
Either we build it exceptional, or we don't.
The standard every crypto & digital assets product leaves our studio with.
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Years of engineering
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Threat modelling, custody design and approval policies come first, because irreversible transactions leave no room for error.
KYC, screening, travel rule and reporting are built in, so licensing applications are backed by working controls.
Fees, confirmations, reorganisations and node failures are designed for, not discovered in production.
Ledgers, reconciliation and audit trails follow the standards banks and auditors expect.
We support new chains, regulatory changes and security reviews as the market and your licence evolve.
What organisations in this sector gain when the software is built around their workflows rather than the other way around.
Layered custody, approvals and monitoring reduce the risk of loss from attacks and insider threats.
Working compliance controls and documentation support MiCA, VARA and other licence applications.
Daily reconciliation and proof-of-reserves reporting build trust with customers and auditors.
Automated screening, travel rule handling and case management reduce manual review.
Payments, staking, tokenisation and trading can be added without rebuilding the core.
Resilient node infrastructure and confirmation handling keep deposits and withdrawals flowing.
Transparent, sprint-based and built around decisions you can see. You know what ships, when, and why at every step.
Start Your ProjectWe map the assets, chains, custody model, target markets and licences, and the measures that matter, such as withdrawal time, screening coverage and reconciliation accuracy.
Key management, wallet tiers, approval policies, ledger design, travel rule and screening flows are agreed and threat-modelled before design.
Onboarding, deposit, withdrawal and trading flows are tested with real users, including wrong-network deposits, delayed confirmations and failed withdrawals.
Two-week sprints against testnets, custody sandboxes and compliance provider environments, with security review on every change touching funds.
Smart contract audits, penetration tests, reconciliation tests, chain reorganisation simulations and load testing before any customer funds move.
Launch with limited assets and limits, monitor screening and reconciliation, then add chains, products and markets as licences allow.
Chosen per project for longevity, hiring depth and fit with your existing systems, never by fashion.
AI IN CRYPTO & DIGITAL ASSETS
We use AI in digital asset platforms where it improves screening, investigation and support, alongside established blockchain analytics, with compliance officers making final decisions and every action logged.
Explore our AI engineeringThe shifts we design for so a product launched this year is still the right product in three.
The EU's MiCA regime, Dubai's VARA, ADGM and others are turning crypto businesses into licensed financial institutions.
Regulators now expect originator and beneficiary data to travel with virtual asset transfers between providers.
Regulated stablecoins are being used for cross-border payments, payouts and treasury, not just trading.
Banks and asset managers are tokenising funds, bonds and deposits, bringing institutional custody and transfer controls on-chain.
Traditional institutions are offering custody and trading through partners, requiring integration with existing banking systems.
There is no honest single number. Scope, integrations and compliance drive the budget, so we price against a written scope after discovery. The factors below are what move it.
Using a custody provider such as Fireblocks is faster than building and operating self-managed MPC or HSM infrastructure.
Each blockchain adds node infrastructure, address handling, fee logic and testing.
A matching engine and order book is far larger than brokerage through liquidity providers.
Each regime adds controls, reporting, documentation and travel rule requirements.
Banking partners, card acquiring and payouts add integration and reconciliation.
Custom contracts require development, testing and independent security audits.
| Engagement | Typical scope | Timeline |
|---|---|---|
| Validation MVP | Custodial wallet or buy and sell app on a few assets, provider custody, KYC, screening and ledger. | 10 to 14 weeks |
| Production digital asset platform | Multi-chain wallets, brokerage or payments, travel rule, fiat ramps, admin and treasury console. | 4 to 7 months |
| Enterprise exchange or custodian | Matching engine or institutional custody, many chains, multi-licence compliance, tokenisation and proof of reserves. | 8 to 14 months, phased |
Revenue models we have built billing, reporting and growth loops for. Most products combine two or three.
Maker and taker fees on exchanges or spreads on brokerage trades.
Fees based on assets held for institutional and retail clients.
Charges on crypto and stablecoin payments, payouts and conversions.
A share of staking rewards where regulation permits.
White-label wallet, exchange and custody software licensed to banks and fintechs.
The engineering disciplines every project in this sector draws on. Each has its own page with process, stack and FAQs.
Founders and product leaders on what it is like to build with Creuto.
“What impressed us most about Creuto was their deep understanding of HR processes.”
Creuto's work cut the client's HR processing time by 40%, reduced payroll errors by 60%, and was adopted by 90% of the client's staff within the first month. The team demonstrated professionalism, deep domain knowledge, and a clear understanding of the client's requirements. They met all deadlines.
Moumita Kulkarni
Growth Manager, AP Associates
More client voices
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Straight answers about crypto & digital assets software projects. If yours is not here, ask us directly.
Ask our crypto & digital assets teamIt depends on the custody model, the chains and assets supported, whether you need an exchange or brokerage, the licensing regimes in scope, fiat on and off-ramps and any smart contract work. A custodial wallet MVP using a custody provider is a materially smaller investment than an exchange with its own matching engine. After discovery we provide a fixed-scope proposal with a clear breakdown.
A validation MVP with a custodial wallet or buy and sell app typically takes 10 to 14 weeks. A production platform with multi-chain wallets, travel rule and fiat ramps usually takes four to seven months. Exchanges and institutional custodians are delivered in phases over eight to fourteen months.
We build the controls these regimes require: KYC and risk assessment, Chainalysis or Elliptic screening, FATF travel rule messaging through providers such as Notabene, case management, reporting and audit trails. Your legal and compliance team remains responsible for licence applications and regulatory interpretation.
We integrate custody platforms such as Fireblocks, BitGo and Copper, compliance tools such as Chainalysis, Elliptic and TRM Labs, and node providers including Infura, Alchemy and QuickNode, or run dedicated nodes where control and reliability require it.
Crypto app development usually means the wallet or trading app users install. Crypto software development covers the full platform: custody and key management, blockchain infrastructure, ledger, compliance tooling, treasury, admin console and security controls. We deliver both as one connected system.
Both. We help you choose the custody model that fits your users, risk appetite and regulatory position. Custodial wallets need licensing, custody policies and reconciliation. Non-custodial wallets shift key responsibility to users, so recovery and security UX become critical.
We use MPC, HSMs or multi-signature schemes depending on the product, segregate hot, warm and cold wallets, require quorum approvals and allowlists for withdrawals, and protect staff access with hardware-backed authentication. Designs are threat-modelled and independently penetration tested.
We work with Bitcoin, Ethereum and EVM-compatible networks such as Polygon, Arbitrum and Base, and other major chains on request, handling each network's fee model, confirmation rules and address formats.
Tell us what you are building. We will help you scope it, design it, and ship it, with a senior team accountable end to end.
