Creuto: AI Technology & Product Insights
Stay informed with practical insights from the Creuto team on artificial intelligence, custom software, mobile applications, SaaS development, product engineering, technology trends, and digital transformation.
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UPI MDR charges from 15 October: 0.4% above ₹2,000, capped at ₹300
From 15 October, merchants pay 0.4% MDR on UPI payments above ₹2,000, capped at ₹300. Customers pay nothing. What merchants, marketplaces and payment apps must update before the date.
Akash Mohapatra
Sep 19, 2026
AI generated unit tests raise coverage. Mutation testing shows what they miss.
AI agents wrote 16.4% of test-adding commits in one study, with coverage gains comparable to humans. Coverage does not measure fault detection; mutation testing does, and it should be the bar AI tests must clear.
Akash Mohapatra
Sep 19, 2026
AGENTS.md vs CLAUDE.md: Claude Code now falls back to AGENTS.md
Claude Code 2.1.277 reads AGENTS.md when a project has no CLAUDE.md. Teams running several coding agents can now keep one instruction file, if they understand the fallback rules.
Akash Mohapatra
Sep 19, 2026
Oracle to MariaDB migration: MariaDB 13 helps, but target the LTS
MariaDB 13 adds Oracle-style REF CURSOR and RECORD support that removes real migration blockers. But it is a rolling release without bug-fix updates, so plan production on an LTS.
Akash Mohapatra
Sep 19, 2026
The GPU utilization Kubernetes clusters can reach: one bank went from 35% to 60%
China Merchants Bank unified training and inference on one Kubernetes control plane, lifting accelerator utilisation from 35% to over 60% and cutting cost per million tokens by more than 60%.
Akash Mohapatra
Sep 19, 2026
AI code migration: GitHub went incremental, Bun went big bang
GitHub moved its Copilot runtime to Rust in 128 pull requests while shipping 135 releases. Bun moved 535,496 lines of Zig in eleven days. The difference is what each trusted to prove the new code right.
Akash Mohapatra
Sep 18, 2026
HubSpot API deprecation: v1–v3 unsupported, private apps next
HubSpot has stopped supporting its v1–v3 APIs and legacy apps, with enforcement in September 2027. The closer deadline is 28 September, when new accounts lose legacy private app creation.
Nihar Ranjan Rout
Sep 18, 2026
Vulnerability prioritization: why a CVSS 9.8 can wait
Severity scores describe the flaw, not your exposure. Combine CVSS with CISA's exploited list, FIRST's EPSS and four business questions to turn thousands of findings into a short, defensible list.
Akash Mohapatra
Sep 18, 2026
Reddit Data API: register your app by 30 September
Reddit plans to gradually restrict its public Data API and move third-party apps onto its Developer Platform. Nothing breaks this month, but Reddit wants apps registered by 30 September.
Akash Mohapatra
Sep 18, 2026
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