The full answer
Regulatory needs are identified during discovery. Creuto looks at where your users are, what data you collect, which sector you operate in and how payments flow, then builds the requirements into the architecture rather than adding them late.
For payments, Creuto designs card handling to PCI DSS so sensitive data is protected, and integrates with the payment providers your market uses through its API development and integrations work. Fintech products such as banking, lending, wallets and insurance often need additional controls, which are scoped in the proposal.
Data residency is handled by hosting in your chosen region on AWS, Azure or Google Cloud. Security measures include encryption in transit and at rest, role-based access control, audit logs, OWASP-aligned secure coding and penetration testing before major releases.
Where formal assurance is needed, Creuto implements controls aligned with SOC 2 and ISO 27001, which helps when your organisation undergoes its own audit.
If you already know the rules you must meet, share them in the first conversation. If you are unsure, Creuto can help you identify them as part of discovery.